At Physician Benefits of America, we represent all major carriers.
The most recent and important innovation in life insurance has been the addition of Living Benefits Riders!
We are now able to offer lump sum living benefits to most healthy physicians.
These new Critical Illness and Chronic Illness riders provide optional lump sum benefits for heart attack, stroke, cancer, paralysis, kidney failure, MS, ALS, Parkinson’s, Alzheimer’s and dementia.
Sample rates for $1 Million with and without these Living Benefit Riders:
$1 Million 20 Year Term with Living Benefit Riders
$1 Million 20 Year Term W/O Living Benefit Riders
Life Insurance Quote Request
For those with health concerns, we offer limited underwriting with no medical exams. To receive an individualized quote, please complete our short inquiry.
For those working at least 20 hours per week,
we offer up to $100,000 of true guaranteed acceptance.